AI Denied Your Mortgage — Before You Even Applied 😳
Imagine getting denied for a mortgage… before you even apply. Not by a person. Not by a bank. But by an algorithm — a machine trained on massive amounts of historical data, making decisions in millise... ...more
Mortgage
May 29, 2025•3 min read
The Silent AI Takeover of Real Estate (You’re Already Too Late)
What if your next home is already being picked out before you even think about buying? You might think that's an exaggeration. But while you’re scrolling Zillow, liking home renovation reels, and cas... ...more
Mortgage
May 27, 2025•4 min read
Fintech’s $300B Scam — Powered by AI
What if the key to escaping America’s debt crisis isn’t about chasing a better credit score or waiting on the Fed — but instead, sitting quietly in your driveway? While most eyes are on mortgage rate... ...more
Mortgage
May 27, 2025•4 min read
The “Big Beautiful” Tax Bill Could Be the Best News for California Real Estate in a Decade
What if the best thing to happen to California real estate in the last 10 years isn’t a housing policy or interest rate cut—but a tax bill from Congress? Sounds wild, right? But stay with us. Because... ...more
Mortgage
May 27, 2025•4 min read
The Economy Feels Cold, Even If the Headlines Say It's Heating Up
You step outside, and it’s cold. Not just the weather—the economy. The headlines say inflation is cooling and the market is improving, but try buying a house, financing a car, or getting groceries wit... ...more
Mortgage
May 21, 2025•3 min read
Why Did My Credit Get Pulled After I Applied for a Mortgage — and How Do I Stop the Spam Calls?
If you recently applied for a mortgage and suddenly started getting calls, emails, or texts from other lenders, you’re not alone. This can feel invasive and confusing—especially if you didn’t expect y... ...more
Mortgage
April 04, 2025•2 min read
Are My Disclosures the Final Number I’m Obligated To?
When you're in the middle of the mortgage process, one of the most common questions buyers ask is: Are the numbers on my disclosures the final amount I'm locked into? It’s a great question—and the sho... ...more
Mortgage
April 04, 2025•2 min read
What’s Going on with the CFPB, and Is It Affecting Mortgage Approvals?
The CFPB has faced increased scrutiny in recent months, with ongoing court battles questioning its funding structure and authority. A case currently under review by the U.S. Supreme Court challenges w... ...more
Mortgage
March 10, 2025•2 min read
Are Sellers Still Covering Closing Costs in 2025?
In the evolving real estate landscape of 2025, the dynamics between buyers and sellers have shifted, influencing who bears the burden of closing costs. Traditionally, buyers and sellers have each been... ...more
Mortgage
March 10, 2025•2 min read
